For Fintechs & PSPs

Connect to SWIFT
for the first time.

A managed path for PSPs, EMIs and fintechs entering the SWIFT ecosystem without building their own infrastructure.

Start your SWIFT journey without unnecessary complexity

Getting connected to SWIFT is a major step for any regulated fintech, PSP or electronic money institution.

It can support stronger banking relationships, international payment flows, direct operational control and future access to payment infrastructures such as T2 and TIPS.

Digital Systems helps you move from first questions to a live, secure and scalable setup — covering BIC readiness, SWIFT onboarding, managed connectivity, integration, testing, security and ongoing operations.

What We Deliver

Built for institutions entering payment infrastructure

01

First-time SWIFT onboarding

Guidance from initial assessment to production setup.

02

Managed connectivity

Use our certified Service Bureau instead of building your own SWIFT environment.

03

BIC and network readiness

Understand what type of BIC and SWIFT access model fits your business.

04

T2 and TIPS preparation

Support for TARGET Services connectivity and instant payments readiness.

05

Integration with your platform

Connect SWIFT flows to your payment, treasury, back-office or compliance systems.

06

Security and resilience

Operate with expert support, monitoring, backup options and SWIFT CSP know-how.

Common Starting Points

What we help you solve

"We need SWIFT, but we don't know where to start."

We help you define the right model: BIC, SWIFT access, Service Bureau setup, integration scope, users, message flows, testing and go-live plan.

"We want to reduce dependency on sponsor banks."

SWIFT connectivity can give your institution more control over financial messaging, counterparties and operational processes.

"We need to prepare for instant payments."

Digital Systems supports SEPA Instant readiness, TIPS connectivity and related payment infrastructure requirements.

"We need secure connectivity, but not a large internal SWIFT team."

Our managed model reduces the internal infrastructure burden while keeping your organisation in control of business and operational decisions.

Process

How It Works

01

Assess

We review your licence, business model, payment flows, counterparties, BIC status and target infrastructure.

02

Design

We define the right SWIFT access model, integration architecture, security setup and operating model.

03

Connect

We configure managed SWIFT connectivity through DS Service Bureau and prepare the required environments.

04

Integrate

We connect SWIFT messaging with your internal systems, workflows and operational teams.

05

Go Live

We support testing, go-live, monitoring and ongoing operation.

Core Capabilities

SWIFT Service Bureau access
BIC readiness guidance
FIN and ISO 20022/XML messaging
FileAct, InterAct and Browse support
Application-to-application integration
Manual and automated operating models
T2, TIPS, T2S and ESMIG connectivity support
SEPA Instant readiness
Verification of Payee integration
SWIFT CSP and cyber security support
Backup and disaster recovery options
Ongoing monitoring and operational support

Who It's For

Best suited for regulated institutions entering SWIFT or European payment infrastructure for the first time.

Payment service providers
Electronic money institutions
Fintech companies
Neobanks and challenger banks
Specialised financial institutions
Payment processors
Institutions preparing for SEPA Instant, TIPS or VoP

Why DS

Key Benefits

Faster time to market

Move from planning to operational connectivity with an experienced SWIFT partner.

Lower complexity

Avoid building and maintaining your own full SWIFT infrastructure.

Lower total cost of ownership

Use a managed service model instead of heavy upfront infrastructure investment.

Scalable operating model

Start simple and automate as volumes and business needs grow.

Payment infrastructure expertise

Combine SWIFT connectivity with TIPS, VoP, AML, fraud and E&I expertise.

Resilient operations

Benefit from monitored infrastructure, backup options and security know-how.

Common Questions

Q&A: SWIFT for first-time PSPs and fintechs

Get connected with confidence

Enter the SWIFT ecosystem with a managed partner that understands payments, compliance, security and financial infrastructure.

Talk to our experts and define your path to SWIFT, T2, TIPS, SEPA Instant and modern payment connectivity.